Ivory Coast Insurance

With a long history of civil unrest in Ivory Coast, insurance covering health, life, personal accident and property is essential for anyone visiting the country. There is a threat from widespread violence, lawlessness and an increasing incidence of infectious disease, such as cholera and yellow fever. Standard insurance policies may not provide adequate cover and specialist Ivory Coast insurance is strongly advised.

What risks might you encounter?

Ivory Coast (Côte d’Ivoire) has experienced over a decade of civil unrest, rent by divisions between the mainly Muslim north with the mainly Christian south. The threat of violence across the country is high, whether it is related to politics or crime. According to the FCDO, terrorists are likely to try to carry out attacks here. There is an increased risk of terrorism and kidnap in northern border areas, due to the porous nature of borders into the Sahel region. However, there remains a risk elsewhere in the country.

The security situation in Abidjan can deteriorate suddenly, so keep up to date with the local situation and take professional security advice. A large number of weapons are in circulation, and armed break-ins and car jackings are not uncommon. As well as Personal Accident cover, Ivory Coast insurance should also factor in the risk of kidnap. If you have trade arrangements here, it might be wise to also consider Trade and Political Risk insurance to protect your investments.

Years of conflict have taken their toll on the country’s infrastructure and healthcare system and it falls well below western standards, even in the main urban centres. Medical insurance in the Ivory Coast should be comprehensive and always include Medical Emergency and Evacuation cover.